Investments

Investing money needs careful consideration and you need to be absolutely sure of the risks involved. This section provides generic information on different types of saving & investment. You should seek advice appropriate to your specific circumstances prior to making any decisions.

The value of your investments can go down as well as up, so you could get back less than you invested.


Investment Overview

Investment Overview

This document looks at the different investment vehicles available to the individual investor together with the key points to note. This is an at-a-glance guide with more detailed information being contained in the other documents on this page. The value of investments and income from them may go down. You may not get back the original amount invested and the levels, basis and reliefs of taxation are subject to change.

Deposit Based Investment

Deposit Based Investment

In this document we look at all the various deposit based investment vehicles available in the marketplace today and what they mean to the individual investor.

Asset-backed Investments

Asset-backed Investments

Here we attempt to explain in simple terms all the different asset backed investments open to the individual investor, from contribution levels right through to taxation treatment of each investment.

Individual Savings Accounts (ISAs)

Individual Savings Accounts (ISAs)

Under the so-called 'New ISA' (or NISA), Cash ISAs and Stocks and Shares ISAs have effectively been merged, with the overall combined limit in 2021/22 at £20,000, while several new ISA variants, offer savings "bonuses".

Markets

London stocks closed in positive territory midday on Tuesday as worries about the Omicron variant receded, underpinned by a strong showing in the mining sector.
The FTSE 250 stock has almost doubled its share price in the past year. And its latest results are encouraging for 2022 as well. Would Manika Premsingh buy it?
Some of my favourite FTSE 100 defensive stocks have been looking lively. And I reckon the rise of general price inflation could have a lot to do with that.
I'm looking to see which stocks have the greatest dividend forecasts for the year ahead. Here are three I’m considering with double-digit yields.
Suraj Radhakrishnan looks at one growth and one income FTSE 100 share that he could add to his portfolio before 2022.